"Finances" posts

Pension sharing vs offsetting in divorce: which option works for your family?

When you divorce in England and Wales, pensions are part of the financial settlement, just like property or savings. There are two main ways to deal with them: pension sharing, where part of one person's pension is transferred to the other, and pension offsetting, where the pension stays untouched and the other person receives something else of roughly equal value instead, for example, a larger share of the home. The right option depends on your circumstances, and it's worth working this out together before either of you makes a final decision.

Who pays the mortgage when you separate?

When you separate, both of you remain responsible for any joint mortgage until a new legal agreement is in place or the property is sold.That means if one of you stops paying, the other is still fully responsible for the whole payment, and missed payments can affect both of your credit scores. amicable helps couples work out a fair approach to the mortgage as part of a broader financial settlement, together, without taking sides.

Do I have to leave the family home when we separate?

No, you don't necessarily have to leave the family home just because you're separating. Doing so without thinking it through can have practical and financial consequences you haven't planned for.

LGBTQ+ divorce and separation: what you need to know

LGBTQ+ couples are more likely to separate amicably – but too many go it alone. Here's what to know about divorce and dissolution in England and Wales.

Splitting the bill: the cost of divorce in 2026

amicable surveyed 2,000 people across the UK who separated in the last decade to uncover the true price of conflict - and what happens when couples choose a better way.

How to prepare financially for divorce before you apply

Thinking about divorce? Here's how to get your finances in order – from gathering documents to building an emergency fund.

Behind the book: Why I wrote amicable divorce

This book is rooted in real life. It’s full of stories and lessons from the thousands of couples we’ve helped to achieve an amicable divorce.

What is a financial remedy order and do you need one for divorce?

This article looks at financial remedy orders, the difference between a consent order and a financial order, and why you need one if you’re getting divorced.

Divorce and women: What you need to know

Divorce can feel overwhelming and for women there can often be specific emotional, financial and social challenges during the process.