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My husband and I decided to separate at the end of July. We have two teenage daughters who are autistic and each have their own individual needs with anxiety and my eldest has been diagnosed with depression. My husband has also suffered with depression for quite a few years, ending up spending some voluntary time in hospital. I also have anxiety and at times struggle with low mood.
We are currently living together, although separated and it is not a helpful situation for any of us. He is not in the right frame of mind to be able to move out as this will likely end up with him spiralling and I do not want my children to see their dad in that vulnerable state again. I do not earn much as I am claiming carers allowance for our youngest daughter who is not on full timetable at school yet, therefore my funds are very limited. My husband pays the mortgage and bills, and has done for the past few years although both our names are on the mortgage. I think what is best for all of us, but most importantly our children is for myself and our children to move out into rented accommodation and this is where my questions begin. From what I understand a mesher order if if the parent who is main caregiver to the children stays in the house and the selling of the house is paused until a later date or trigger event. I have read about a charge back or something similar to a mesher order that would leave me able to move out with the children but also pause the selling of the house or him buying me out until that trigger event. I am now claiming universal credit and have read that UC will disregard my equity for the first 6 months which will allow me to claim the housing element and able me to move out. Would this charge back or alternative to the mesher order (if it’s even a thing) will likely to be agreed with the courts given our circumstances?
Thanks
