Complete Negotiation with Separation Agreement Service

15 years together | £420k property equity | £85k savings | 3 children

Lily and Marcus had been together for 15 years and shared a home with around £420,000 in equity. They also had about £85,000 in savings between them and three children aged twelve, nine and six.

The separation was still fresh and emotions were running high. They were struggling to have conversations without things becoming heated, especially when it came to how they'd divide their home and savings, and what their co-parenting arrangements would look like.

Unlike married couples, Lily and Marcus knew they didn't have automatic legal rights to each other's property or assets. With Marcus's name solely on the property deeds, even though Lily had contributed to mortgage payments and renovations over the years, they needed clear, fair agreements that would protect them both.

They chose amicable's Complete Negotiation with Separation Agreement Service to help them work through the emotional and practical challenges of separation. With structured support from their Separation Specialist, they were able to have difficult conversations in a safe space, explore options fairly and recognise each other's contributions to their shared life.

Through the Separating with Children Service, they built a co-parenting plan that put their children's wellbeing first. They reached a fair financial agreement that protected both their interests and created a legally binding separation agreement. They walked away with clarity, confidence and a strong foundation for co-parenting their three children.

12 years married | £380k property equity | £65k savings | 2 children

Anika and Ravi had been married for 12 years and shared a home with around £380,000 in equity, £65,000 in savings and two children aged ten and seven.

Their marriage had broken down, but for cultural and religious reasons, they weren't ready to divorce. They needed to formalise their separation and divide their finances fairly, but the emotional weight of the situation made conversations difficult.

They chose amicable's Complete Negotiation with Separation Agreement Service to help them navigate this sensitive situation. Their Separation Specialist provided gentle, structured support, helping them explore options for dividing their property and savings in a way that felt fair to them both.

Through the Separating with Children Service, they created a co-parenting plan that prioritised their children's stability and wellbeing. They reached a clear financial agreement and formalised it in a legally binding separation agreement – giving them the clarity and protection they needed while respecting their decision not to divorce at this time.

22 years married | £1.2m property portfolio | £280k savings and investments | 2 children

Mei and James had been married for over two decades and built a life that included two properties with around £1.2 million in combined equity, £280,000 in savings and investments, and two teenage children aged sixteen and fourteen.

Their marriage had broken down, but they weren't ready to commit to divorce yet. They needed time to adjust to the reality of their separation and wanted to protect their financial interests while they decided on their next steps.

They chose amicable's Complete Negotiation with Separation Agreement Service in the early days of their separation, to help them maintain communication and work through every decision with care. Their Separation Specialist guided them through complex property discussions, explored how to divide their investments fairly and helped them create co-parenting arrangements that supported their teenagers' wellbeing.

With full support throughout the process, they divided their property portfolio and savings in a way that reflected their years together. They came away with a legally binding separation agreement that protected them both and a stronger foundation for their new futures as co-parents.

4 years together | £48k property equity | £3k savings | No children

Liam and Sofia had been together for four years and owned a small flat together worth just over £180,000. With a mortgage, that left them around £48,000 in equity. They also had about £3,000 in joint savings.

When they separated, communication had completely broken down. Neither knew where to start with dividing their flat, and tensions were high every time the subject came up. As an unmarried couple, they were aware that unlike married couples, they didn't have clear legal rights around their shared property and had to navigate trust law principles instead.

They chose amicable's Complete Negotiation with Separation Agreement Service for complete support from start to finish. Their Separation Specialist helped them take stock of everything they owned together, explore fair options and reach a clear agreement about selling the flat and dividing the equity.

With expert guidance throughout, they agreed on how to split the proceeds fairly, created a plan for handling the sale and moved forward with a legally binding separation agreement. They walked away with confidence, clarity and closure – all without the stress of unpredictable legal costs.