Guided Negotiation with Separation Agreement Service

When you separate from your partner, you must agree how to divide your finances – money, property, debt – and set up any maintenance payments.

Our Guided Negotiation with Separation Agreement Service helps cohabiting couples or couples who wish to separate before they divorce.

It’s designed for couples who’ve agreed on key financial matters but need support finalising the rest. It’s for those with simple assets – no more than two properties, no business, no assets abroad and less than £2M in total assets.

For more complex financial or emotional situations, or if you're starting from scratch, use our Complete Negotiation and Separation Agreement Service instead

For parents, we also offer an extra Separating with Children Service to support your co-parenting journey.

amicable cost
£3450 Including VAT
  • £3450 per couple, or 1725 each
  • Option to spread payment across three months

How it works

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What's covered in your sessions?

All sessions are virtual via Teams. Our unique GROW negotiation model has a 95% success rate:

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Is this service right for you?

Explore example scenarios of customers who have benefited from our Guided Negotiation Service.

8 years together | £215k property equity | £22k savings | 1 child

After eight years together, Emma and Josh had already made good progress on their separation. They'd agreed to sell their flat, with around £215,000 in equity to divide, and had worked out how to split their £22,000 in savings.

But there was one remaining issue causing tension. Josh's name was on the property deeds, but Emma had made significant financial contributions to the deposit and mortgage payments over the years. They needed to agree on a fair split that recognised her contributions – something that isn't automatically protected for unmarried couples.

They also needed to finalise arrangements for their seven-year-old daughter, including where she'd live and how they'd share time with her.

They chose amicable's Guided Negotiation with Separation Agreement Service to resolve these final sticking points. With targeted support from their Separation Specialist, they kept conversations focused and respectful. In just a few sessions, they agreed on a property split that fairly reflected Emma's contributions and created a co-parenting plan that worked for their daughter and for them both.

For a couple who'd already made progress, this expert support helped them finalise everything quickly, fairly and with a legally binding separation agreement that protected them both.

11 years together | £165k property equity | No children

Maya and Rachel had been together for 11 years when they decided to separate. They owned a house together with around £165,000 in equity and had already agreed how they'd divide most of their finances.

The one issue holding everything up was the house itself. Maya wanted to sell and move on, while Rachel wanted to stay living there for the time being to avoid upheaval. As joint owners, they knew they both had equal rights to the property, but they couldn't agree on the best way forward.

Unlike married couples, they were aware that as an unmarried couple, the court didn't have the same powers to divide their assets fairly if they couldn't reach an agreement themselves.

They chose amicable's Guided Negotiation with Separation Agreement Service to resolve this final hurdle. Their Separation Specialist helped them navigate the practical options, explore solutions that worked for them both and keep conversations constructive.

They reached a balanced agreement about the property timeline that respected both their needs. With a legally binding separation agreement in place, they moved forward with clarity and confidence – all for a fixed fee and without needing separate solicitors.

14 years married | £310k property equity | £45k savings | 3 children

Sarah and Michael had been married for 14 years and shared a home with around £310,000 in equity. They had £45,000 in savings and three children aged twelve, nine and six.

They'd already made significant progress on their separation. They'd agreed on child maintenance and worked out their co-parenting arrangements for the children.

But they couldn't agree on what to do with the family home. Sarah wanted to stay living there with the children until their youngest finished school, while Michael wanted to sell now and split the equity so he could afford to buy somewhere nearby. It was becoming a major source of tension, and they needed help finding a solution that worked for them both.

They weren't ready to divorce yet, but they needed this final piece sorted so they could both move forward with certainty.

They chose amicable's Guided Negotiation with Separation Agreement Service to resolve this last sticking point. With focused support from their Separation Specialist, they explored creative options – including ways Sarah could potentially buy Michael out over time, or arrangements for selling the property at a future date.

For a couple who'd already done much of the hard work themselves, this targeted expert support helped them finalise everything quickly and fairly. With a legally binding separation agreement in place, they both had the clarity and protection they needed – without the pressure of immediate divorce proceedings.

9 years married | £190k property equity | £18k savings | 2 children

Fatima and Daniel had been married for nine years and owned a home with around £190,000 in equity. They had £18,000 in savings and two children aged eight and five.

Their marriage had ended, but for religious reasons, they didn't want to divorce. They'd already agreed on most of the practical details – they would sell their home and split the proceeds, and they'd worked out the basics of their co-parenting arrangements.

But one issue remained unresolved: child maintenance. They couldn't agree on a fair amount, and it was causing ongoing tension.

They chose amicable's Guided Negotiation with Separation Agreement Service to resolve this final sticking point. With focused support from their Separation Specialist, they explored what felt fair to them both and reached an agreement on maintenance that worked for their family.

For a couple who'd already made significant progress, this targeted expert support helped them finalise everything quickly and with a legally binding separation agreement – giving them the clarity and protection they needed while respecting their decision not to divorce.

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