Skip to content

The conversation you've been meaning to have. Written down, agreed and signed.

For couples living together – moving in, settling in or somewhere in between

Most couples sort the practical side of moving in together and leave the financial conversations for later. A cohabitation agreement gives you a structure for those conversations – and turns what you've agreed into a legal document.

It's about both of you knowing where you stand.

One document. Drafted by a Specialist. Signed by both of you.

★★★★★4.8 on Trustpilot · 914 reviews · B Corp certified

amicable cost
£800 including VAT
£400 each if you split the cost. Spread with PayPal or Klarna.
  • Covers what each of you contributes over time.
Book a free 15-minute consultation

Not sure if this is right for you? The consultation is free and there's no obligation.

Why couples actually do this

Two adults talking

Most couples who get a cohabitation agreement do it because they want both of them to feel clear, equal and recognised in the relationship they're building.

'Making plans together is part of the relationship.'

A cohabitation agreement is how you turn what you've agreed – about money, about the home, about what feels fair – into something written down and signed by both of you.

How it works

  1. 1
    Book a free 15-minute consultation to check this is the right service for you.
  2. 2
    Complete your financial disclosure together through your amicable dashboard
  3. 3
    Meet your Specialist for a 30-minute review session
  4. 4
    We prepare your cohabitation agreement and send it to you both to review
  5. 4
    Both of you sign Signed and safely stored in your dashboard
Copy of Email tiles - hubspot template - 1 (1)-2
Haven't fully agreed on everything yet? Our Living Together Planning Session is a separate 60-minute joint session with a Specialist that helps you work through your finances together before we draft your agreement.

What's included?

  • A dedicated Specialist Supports you from start to finish – including your 30-minute review session and being on hand by phone or email throughout.
  • Your online dashboard Both of you complete your financial information through a simple, step-by-step online process.
  • Your cohabitation agreementDrafted by our team. Covers the full picture of your shared finances – property and deposits, bills and shared costs, savings, debts, contributions over time and what happens if your circumstances change.
  • A clear signed document Both of you confirm you understand your agreement before signing. Your signed copy is stored securely and available to download any time.

What's not included?

  • Help reaching agreement This service drafts what you've already agreed. If you'd like to work through your finances together first, our Living Together Planning Session is the right starting point.
  • Separate legal or tax adviceamicable works with both of you together as a couple. We don't give tax advice as part of this service. If either of you would like a solicitor or tax adviser to look over your agreement before it's finalised, you're welcome to arrange that.

What couples say about working with us

Rated 4.8/5 based on 914 reviews

★★★★★

"If you're considering amicable and want a process that feels steady, fair, and human, I can confidently recommend them based on our experience"

View on Trustpilot
★★★★★

"Shreepali made the process very straight forward and we both felt listened to"

View on Trustpilot
★★★★★

"Clear communications. Answered questions quickly. Friendly throughout."

View on Trustpilot
★★★★★

"Run by friendly and knowledgeable professionals who provide fast and friendly response to any queries along the way"

View on Trustpilot

Frequently asked questions

What is a cohabitation agreement?

A legal document that records what you've agreed about your finances and shared life. Courts in England and Wales treat it as a contract, giving weight to agreements entered into freely where both people understood what they were signing.

Why would we need one if we're happy with how things are?

A cohabitation agreement is about writing down what you've informally agreed, so there's no ambiguity later. Circumstances change – incomes shift, one of you might take time out of work, you might buy a property together or start a renovation. Having it written down means your arrangement keeps up with your actual life.

We've already talked it through. Do we need to go over it again?

No. This service is designed for couples who have already agreed the shape of their finances. You fill in your financial information through your dashboard and join a 30-minute session with a Specialist to review the agreement together. If you haven't quite sorted everything yet, our Living Together Planning Session is a separate 60-minute joint session that helps you get there first.

What does it cover?

Most couples include: how the deposit was split and where it came from; how bills, mortgage payments and savings are divided; what happens if one of you carries out significant renovation work; and anything else that matters to you both.

I've been through a separation before. Will this feel like going over old ground?

The process is focused on your current situation and what you're building together. The financial disclosure and the review session are both practical – not a legal debrief. Most people find it more manageable than they expected.

Do both of us need to be involved?

Yes – this is a joint service. You'll both complete the financial disclosure and join the review session together, and have your finished agreement to sign at the end.

What if we need help agreeing first?

Our Living Together Planning Session is a separate 60-minute joint session that helps you get there first. Add it at checkout or book it directly.

Can we use this if we live in Scotland or Northern Ireland?

Our service is only available to couples in England and Wales – the law works differently in Scotland and Northern Ireland, so this service wouldn't be the right fit for you. If you're based outside England and Wales, we'd recommend finding a family law solicitor in your area who can help.

Ready to talk it through?

Book a free 15-minute consultation. We'll check this is the right service for you, answer any questions and walk you through what happens next. No obligation.

Book a consultation
643696a2d6e529f871877307_Group 1077

Contact us

Book a joint advice consultation

See available times

Call us 0203 004 4695

Opening hours,
9am – 5pm, Monday – Friday

hello@amicable.co.uk

Email
Book a free 15-minute consultation