amicable forum

mortgage transfers?

not married but have a joint mortgage and separating. Is it possible as I have funds to give my partner their share pay off a lump sum of our mortgage and have the existing mortgage transferred to my name without taking out a new mortgage. My partner and I have discussed this?


    If you want to transfer the existing mortgage into your sole name, you require permission from your mortgage lender beforehand. They will assess your finances to confirm you can take on the mortgage in your sole name before they agree to your partner coming off the mortgage. You then need a conveyancing solicitor to deal with the transfer of the mortgage and to register the change of ownership with Land Registry.

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